New Found Life is proud to announce that we are now an in-network provider for UnitedHealthcare® and Optum®, both of which are part of the UnitedHealth Network, the world’s largest health care company. If you’re surprised to learn that your health insurance can help defray the costs of addiction treatment, keep reading to learn more.
What Is an In-Network Provider?
Many people’s health insurance plans either strongly prefer or outright require them to use in-network providers. This term is somewhat self-explanatory, since these health care facilities are under contract with an insurance company to provide medical care to their customers.
To join the network of an insurance company like UnitedHealthcare, providers like New Found Life agree to accept the company’s pre-approved payment amount for their services.
How Does Your Health Insurance Cover Addiction Recovery?
Health insurance was once out of reach to many people. However, thanks to the passage of the Affordable Care Act, more Americans now have access to health insurance coverage, whether through their employer or purchased on their own through the marketplace. According to the most recent U.S. Census data, 91.5% of Americans had health insurance in 2018.
In the past, those who could not afford to purchase health insurance often chose to forego addiction treatment, even when their disease was causing significant problems in every aspect of their lives. For the uninsured, getting the necessary medical care for a substance misuse disorder might have seemed extravagantly expensive. Now, however, most of our clients find they do not need to make the difficult choice between their financial health and their mental and physical well-being.
Health insurance plans like UnitedHealthcare and OptumCare will offset substance abuse treatment. Depending on the specifics of your plan, you may be able to use your insurance to cover part or all of the costs of addiction rehab, including the following.
- Medical detox, including medications to help manage withdrawal symptoms, as necessary
- Residential treatment
- Outpatient or intensive outpatient programs
- Comprehensive aftercare
- Psychiatric counseling
- Group and individual therapy
- Treatment to address a dual diagnosis of addiction and a co-occurring mental health disorder such as depression, anxiety or PTSD
What Addictions Will My Insurance Plan Cover?
Many plans prefer to keep things straightforward by paying for treatment for all addictive substances. However, if you’re considering seeking help for a drug or alcohol misuse disorder, you will first want to verify with your provider that they cover your substance of use, such as opioids, stimulants, benzodiazepines, marijuana and narcotics.
Health insurance benefits can offset the expenses of treatment, making addiction care both affordable and accessible and helping downplay any stigma associated with asking for help. If you have developed an addiction and you are fortunate enough to have health insurance, you should take advantage of your coverage to get the help you need to make a fresh start for good.
Take the First Steps to Recovery
For more than a quarter of a century, we have been providing effective addiction treatment to adults who need to press the restart button on their lives and rediscover who they are without the barrier of chemical dependency standing in their way. New Found Life implements an evidence-based continuum of care that addresses each of our clients’ needs compassionately. Whether you are a member of UnitedHealthcare, or you have a different insurance provider, you can contact us 24/7/365 to reclaim your life.