If you’re living with a drug or alcohol addiction, a qualified treatment program can start you on the path to sobriety and equip you with the essential life skills needed to maintain a substance-free lifestyle. However, financial worries might prevent you from seeking help. In many cases,
your health insurance can offset the expenses associated with a stay in rehab.
Health Insurance and Addiction Recovery
America is the only wealthy, developed nation that does not provide universal health care, which has led to heartbreaking problems like medical bankruptcy. Fortunately, thanks to the passage of the Affordable Care Act, more Americans now have access to health insurance coverage, whether through an employer-provided plan or purchased independently through the Health Insurance Marketplace. According to data from the U.S. Census Bureau, 91.4% of Americans had health insurance in 2020.
In the past, those who could not afford to purchase health insurance often chose to forego addiction treatment, even when their disease was causing significant problems in every aspect of their lives. For the uninsured, getting the necessary medical care for a substance use disorder might have seemed disastrously expensive. But now, our clients do not need to make the impossible choice between their financial health and their mental and physical well-being.
Using Your Health Insurance to Seek Help
At New Found Life, we work directly with several major insurance providers on our clients’ behalf. We have in-network relationships with UnitedHealthcare, Blue Cross Blue Shield, Anthem and others, allowing us to ease the financial burden that comes with any medical expense.
Depending on your plan’s specifics, your policy may cover part or all of the costs of your treatment.
- An intake assessment of your physical and mental health
- Medical detox, including essential medications to help manage withdrawal symptoms
- Residential treatment
- Outpatient or intensive outpatient programs
- Comprehensive aftercare
- Psychiatric counseling
- Group and individual therapy
- Treatment to address a dual diagnosis of addiction and a co-occurring mental health disorder such as depression, anxiety or PTSD
What Will My Insurance Plan Cover?
Many plans prefer to keep things straightforward by paying for treatment for all addictive substances. However, if you’re considering seeking help for a drug or alcohol addiction, you will first want to verify with your provider that they cover your substance of use.
Health insurance benefits can defray the expenses of treatment, making addiction care affordable and accessible while helping downplay any stigma associated with asking for help. If you have a substance use disorder or dual diagnosis and you are fortunate enough to have health insurance, take advantage of your coverage to get the help necessary to make a fresh start for good.
Take the First Steps to Recovery
Since 1993, New Found Life has provided effective addiction treatment designed to get your life back on track and rediscover who you are without the barrier of chemical dependency standing in your way. We have developed an evidence-based continuum of care that compassionately addresses each of our clients’ needs. Contact us to verify your insurance coverage and learn more about starting your journey to improved health and wellness.